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5 reasons to retire overseas

... Herzegovina, in the USA, in the Channel Islands, and in some parts of the Caribbean, including Jamaica and Barbados. Pension Tax The good news about pension tax is that many countries have a Double Taxation Agreement with the UK, which means that pension tax ...

Benefits for the hearing disabled

... Employment Support Allowance. Industrial Injuries Disablement Benefit and Community Care Grants may also be available. If you're on a low income, Working Tax Credit could help to top up what you earn while the Access to Work scheme could assist with the cost of travel. Whatever ...

Balancing dementia care with a full-time career

... pads, catheters and rubber mattresses. I found myself, as Dad's 'Deputy', managing a portfolio of stocks and shares, doing tax returns, annual audits and begging regularly for Court Orders so I could keep my parents' heads above the financial waters. Dad's ...

Choosing a car for the older driver

... getting chilled hands. Running costs As well as the cost of fuel, you need to factor in both insurance costs and Vehicle Road Tax as these can vary quite extensively from car to car. Insurance is affected by the size of the engine, value of the ...

How to find the right life insurance for your parent

... , children, grandchildren) Is there a mortgage to protect? Are there any outstanding debts or loans that need repaying? Will Inheritance Tax be an issue? Who and how will funeral costs be covered? Whether they would like to leave a legacy for family of ...

Tips on juggling work, family – and two parents with dementia

... We found the bailiffs at my parents' door because we'd forgotten to confirm that they were ill and did not have to pay council tax. Systems may have changed, but we found that to apply for some services my parents had to start claiming benefits an anathema ...

What are pensioner bonds all about?

... Bond 2.80% gross/AER* 3-year Bond 4.00% gross/AER** Gross rate of interest and will be subject to tax at your nominal rate at the end of the term. You will not have access to your funds until the end of the ...

How to fund care home fees through investment

... ownership basis of their home so that it's held as 'tenants in common' rather than joint-ownership. Although this no longer has any inheritance tax (IHT) benefits (since the government allowed a double IHT limit for married couples) this will give your parent the advantage ...

How to choose the right mobility scooter

... operate their scooter if it belongs in Class 3 they'll have to register it with the DVLA and apply for a "nil value" tax disc to display at all times. You or your parent can order a form from the DVLA a V55/4 for a ...

Mobility scooters: a guide for the beginner

... at speeds of up to 8mph on the road. The owner needs to register a Class 3 scooter but will not need to pay tax. There are no legal requirements to insure the vehicle, though it is wise to protect such a valuable piece of equipment. ...