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What are pensioner bonds all about?

... ? money, pension, pensioner bonds, fixed rate bonds NS&I has announced that ... fixed rate Bonds for clients aged 65 and over are to launch in January 2015. Known ... What are pensioner bonds all about? money, pension, pensioner bonds, fixed rate ...

How will the 2014 Budget affect our parents?

... over 65s is indeed a good thing. But note the interest rates, which are not set yet, are still only thought to ... your parent's financial future the most: 1) A new Pensioner bond It's been a tough time to be a saver over the last ...

Should you be paying care home top-up fees?

... pay more to secure reasonable care home accommodation." What needs fixing? According to Burstow all top-up agreements should be agreed between residents ... Many relatives are asked to pay top-up fees because the council's standard rate is set far too low to meet the basic level of care ...

How to find the right life insurance for your parent

... an agreed timeframe. Basically the cover is in place for a fixed period of time (the 'term'). If your parent ... repaying a mortgage or personal loan. Your parent can choose the rate at which their cover decreases ensuring that their policy always pays out ...

How can we tell if a parent has Alzheimer's disease? Part 2

... is there any point in getting a diagnosis early if there's no fix? Dr Seth argues that the head-in-the-sand approach isn't useful. He ... alter the course of the disease. That means that the underlying rate of progression of the disease continues at the same rate as without ...

What happens if a relative dies intestate?

... under survivorship rules or the terms of a trust, a sum fixed in law known as a Statutory Legacy( 450,000 if ... as a creditor of the deceased (provided that they establish a bond with a minimum of two sureties attesting that their own debt will ...

Care fees funding and deprivation of assets: the rules

... than 23,250, with full funding at the Local Authority rate being available if your parent's capital is 14,250 or less ... includes personal possessions, certain life assurance products(including some investment bonds), and your parent's home for the first twelve weeks that ...

A guide to Inheritance Tax

... someone transfers the ownership of their assets, usually on death. Each individual has an allowance of 325,000 known as the 'nil rate band', assets under this amount is free of inheritance tax. The tax rate for all assets over the nil rate band ...

What's new for older people in the Autumn Statement 2014?

... tax, pensions and savings in his latest statement. We provide a round-up of some of the key changes that might affect our parents.Starting rate of tax for savings incomeFrom 6 April 2015 the starting rate will reduce from 10% to nil and the maximum amount of eligible ...

Dementia is stealing away my hero dad and I feel useless

... disease. Anyone reading this who has a family member with dementia will relate to what you are saying. Accepting that there's no easy fix You may have heard dementia being called 'the long goodbye". I think part of your depression is about slowly losing your dad ...